Myth 1 – Personal Injury Cases Take a Long Time
People who have been involved in an accident and have suffered an injury often put off seeking out the assistance of a personal injury lawyer Corpus Christi professional because they believe that a personal injury case will take a long time. The truth is that most personal injury cases are resolved quickly and never make it to the courtroom. Most personal injury cases are settled before the case is ever heard by the court system. Although there are cases that are heard in the courtroom, most parties would prefer for the settlement to be reached before it heads to court because of court costs and attorney fees. While there are cases that take years for a settlement to be reached, most personal injury cases are resolved within a few weeks or months.
Myth 2 – Minor Injuries Are Not Worth Filing a Personal Injury Claim
Just because your injuries are minor does not mean that you should not file a personal injury claim. You are entitled to having all of your medical expenses covered. Oftentimes, insurance companies offer an extremely low amount of compensation, which is not even enough money to cover the medical expenses that are due to the injuries that you sustained in the accident. A personal injury lawyer Corpus Christi professional will help to ensure that you receive a fair settlement for your minor injuries that will cover your medical expenses, any lost time at work and your pain and suffering.
Myth 3 – The Party that Caused the Accident Will Be Forced to Pay Out of Pocket
Many people hesitate to file a personal injury claim because they think the other party will be forced to pay out of pocket for the settlement, and the injured party does not want to make the other party miserable. Most of the time this does not occur; instead, the person’s insurance company is responsible for providing you with a monetary settlement.
Myth 4 – People Who Have Insurance Do Not Need the Help of a Personal Injury Attorney
Even though your insurance company may cover your medical expenses, you still need the aid of an attorney to help you reach an agreeable settlement amount. A Personal Injury Lawyer Corpus Christi professional is typically better at negotiating settlement amounts. Insurance companies can only stay in business if they make a profit, which means they often offer you a settlement amount that is much lower than your coverage amounts in their first offer. An attorney who has experience negotiating with insurance companies can help ensure that you get the best settlement offer possible, even if it is from your own insurance company.
Myth 5 – A Personal Injury Claim Can Be Filed at Any Time
Most states have a statute of limitation on how long you can file a personal injury claim. A statute of limitation is the amount of time that you can file a claim. This time frame begins on the date of the accident. The amount of time to file will depend on the type of accident as well as the state that you live in. An attorney will know the amount of time that you have to file a personal injury claim.
Myth 6 – You Are Guaranteed to Get Enough Compensation to Cover Your Losses
Many personal injury cases are only offered a small amount of compensation if any. Because each case is unique, you should not think that you are automatically rewarded with an excess of money. In fact, there is no guarantee that you will receive any compensation when you file a personal injury claim. An attorney can help determine if you have a case and help to get the maximum compensation that you are due.
Myth 7 – Plaintiffs Have Multiple Opportunities to be Compensated
A personal injury claim that has been heard in court and a settlement reached is final. Additionally, if you agree on a settlement amount, you waive the right to seek out further compensation.
Myth 8 – Larger Settlements are Offered if You Hold Out
Many people believe if they do not accept a settlement offer that they will be offered a larger settlement. This sometimes works; however, it can also backfire. A personal injury lawyer Corpus Christi will work with you to help negotiate the best settlement without taking the chance on holding out on a larger settlement that may not be offered.
For more information on personal injuries and related content, visit our blog. If you would like to speak with a personal injury lawyer Corpus Christi professional, contact us today by giving us a call. (361) 882-5605