A Guide To Handling Your Uninsured Auto Accident Incident
Few things are more exasperating and difficult than being involved in a vehicle crash that was someone else’s fault. Things tend to become even worse when it comes to light that the driver responsible for the accident lacks insurance. When this happens, it can be extremely confusing and leave victims wondering how to proceed in order to obtain the compensation necessary for recovery.
Facts About Uninsured Motorist Coverage And Pursuing A Claim
In contrast to many other jurisdictions, Texas law does not mandate that drivers procure underinsured or uninsured motorist coverage as part of their own policy. Though, when purchasing auto insurance, consumers are required to formally opt out of such coverage. Said different, a presumption does exist that most drivers are going to want to have this sort of coverage in place.
If you do have the misfortune of getting into a crash with an uninsured motorist, a claim needs to be made with your own carrier. If the other motorist is declared to have been at fault for the accident, you will then be able to claim payment up to the limit stated in your policy.
It is worth noting that depending on the specifics of the scenario at issue, it may be possible to claim uninsured motorist compensation from multiple sources. This may be extremely beneficial if the collision resulted in major injuries and costly damage.
In cases where you already have a policy of auto insurance in place that does have uninsured motorist coverage as part of it but are in another driver’s vehicle that is also under such a policy, it may be the case that you can claim against both. This is good to know when another driver’s negligence causes harm to you while you are in another party’s car.
Why Having A Lawyer Makes All The Difference
An auto accident lawyer in Corpus Christi possesses the know-how and diligence required to safeguard your rights in the aftermath of a serious accident caused by an uninsured motorist. The laws of Texas can prove quite complex in terms of recovering compensation under such circumstances, and the help of an experienced practitioner can be key.
An initial consultation is a great way to begin the process of hiring appropriate legal counsel for any auto accident case. This is the time when a seasoned lawyer will assess the merits of your case and provide insight on available remedies. In most cases, this first meeting will be offered at no cost to prospective clients and is therefore well worth the time invested.