Tag: personal injury

What Documents Do I Need To Make A Personal Injury Claim?

Corpus Christi Injury Attorney: What Documents Do You Need to File a Personal Injury Claim?

A personal injury or accident claim requires several types of documents. The documents that you will need will be determined by the type of accident, the nature of the accident, the damage that was sustained in the accident and the injury that occurred. Consult your Corpus Christi Personal Injury Attorney to find out any further documentation that may be required and how to obtain the documents. Let’s take a look at the most common documents that are needed for a personal injury claim.

Police Reports

Police reports are public record and once completed are available to everyone. It is important to note that each accident may have more than one police report, especially if there were more than one law enforcement agencies at the scene of the accident. In addition to a police report, an accident reconstruction report may be made by the police department’s special division that responded to the accident. It is important to note that police reports are not conclusive; however, they are a great place for clients to start. These reports may lead to other reports that were prepared by agencies and labs that were used by the law enforcement agency that worked the scene of the accident.

Witness Statements

Witness statements are gathered by individuals who heard or saw the accident. Witnesses may also include persons that have relevant information about the accident, such as why the accident happened, the people involved and other witnesses who may not have been initially interviewed. Witness statements can be taken from different sources like the investigating police officer, law important agencies, federal oversight agencies with jurisdiction at the scene of the injury, the injured parties and their legal representation. The Federal or State Highway Administration may want the accident documented if the accident occurs on a federal or state highway. If the accident involves an airplane, the Federal Aviation Administration may also document the accident. As you can see, there are many different legal divisions that may have witness statements so you need to be thorough when gathering witness statements. Your Corpus Christi Personal Injury Attorney can provide guidance on the different agencies that may have gathered witness statements.

Victim Or Client Statements

One of the most important documents when it comes to an accident or personal injury claim is a victim/client statement. This document should be given when the victim can best recall the events surrounding the accident. Your Corpus Christi Personal Injury Attorney will work to find out if the victim has made a prior statement to any other party other than their team of legal representatives. It is possible that the client may have accidentally given information to another individual that could alter the value of their claim or even who is at fault. Our post-accident template will help you journal the way the accident has affected your life, including reduced daily capabilities, lost time at work, travel and medical expenses and pain and suffering.

Medical Reports

Medical reports including any emergency room visits, autopsy reports, rehabilitation reports and doctor reports should be gathered. These reports should include the period of time that the injured party was under physician care and should include all information about the injuries that were sustained during the accident as well as any ongoing issues related to the accident. Records of other parties in the accident may also be obtained. Furthermore, medical records can uncover pre-existing medical conditions that could have resulted in the accident, activities that the patient should not participate in and more. These facts can be extremely relevant to filing a claim. In addition to this, these records can help determine the amount of money that can be collected for medical treatments.

Photographs and Videography

Photos and videos of the accident can be extremely helpful. These may include images taken before, during and after an accident. Many locations have video cameras to help monitor traffic patterns, storefronts and more. These videos are typically time-stamped and will provide images relating to the accident. In addition to video footage, the photographs taken after an accident will help to prove the severity of the accident and the injuries that were sustained during an accident.

Private Investigation Reports

Private investigators are often hired by insurance companies or parties involved in the accident. If the private investigator is hired by a company the report will be obtained through discovery. Discovery states that all documents must be turned over to both parties before the case can be heard. However, it should be noted that most personal injury cases are settled before the trial thanks to discovery. Private investigation reports may show who was liable and provide more information than a police report.

For related content, visit our blog. To speak with a Corpus Christi Personal Injury Attorney, contact us today by giving us a call. (361) 882-5605

An Injury Lawyer Talks About The Myths That Surround Personal Injuries In Corpus Christi

Corpus Christi Injury Lawyer: The Myths Surrounding Personal Injuries

Myth 1 – Personal Injury Cases Take a Long Time

People who have been involved in an accident and have suffered an injury often put off seeking out the assistance of a personal injury lawyer Corpus Christi professional because they believe that a personal injury case will take a long time. The truth is that most personal injury cases are resolved quickly and never make it to the courtroom. Most personal injury cases are settled before the case is ever heard by the court system. Although there are cases that are heard in the courtroom, most parties would prefer for the settlement to be reached before it heads to court because of court costs and attorney fees. While there are cases that take years for a settlement to be reached, most personal injury cases are resolved within a few weeks or months.

Myth 2 – Minor Injuries Are Not Worth Filing a Personal Injury Claim

Just because your injuries are minor does not mean that you should not file a personal injury claim. You are entitled to having all of your medical expenses covered. Oftentimes, insurance companies offer an extremely low amount of compensation, which is not even enough money to cover the medical expenses that are due to the injuries that you sustained in the accident. A personal injury lawyer Corpus Christi professional will help to ensure that you receive a fair settlement for your minor injuries that will cover your medical expenses, any lost time at work and your pain and suffering.

Myth 3 – The Party that Caused the Accident Will Be Forced to Pay Out of Pocket

Many people hesitate to file a personal injury claim because they think the other party will be forced to pay out of pocket for the settlement, and the injured party does not want to make the other party miserable. Most of the time this does not occur; instead, the person’s insurance company is responsible for providing you with a monetary settlement.

Myth 4 – People Who Have Insurance Do Not Need the Help of a Personal Injury Attorney

Even though your insurance company may cover your medical expenses, you still need the aid of an attorney to help you reach an agreeable settlement amount. A Personal Injury Lawyer Corpus Christi professional is typically better at negotiating settlement amounts. Insurance companies can only stay in business if they make a profit, which means they often offer you a settlement amount that is much lower than your coverage amounts in their first offer. An attorney who has experience negotiating with insurance companies can help ensure that you get the best settlement offer possible, even if it is from your own insurance company.

Myth 5 – A Personal Injury Claim Can Be Filed at Any Time

Most states have a statute of limitation on how long you can file a personal injury claim. A statute of limitation is the amount of time that you can file a claim. This time frame begins on the date of the accident. The amount of time to file will depend on the type of accident as well as the state that you live in. An attorney will know the amount of time that you have to file a personal injury claim.

Myth 6 – You Are Guaranteed to Get Enough Compensation to Cover Your Losses

Many personal injury cases are only offered a small amount of compensation if any. Because each case is unique, you should not think that you are automatically rewarded with an excess of money. In fact, there is no guarantee that you will receive any compensation when you file a personal injury claim. An attorney can help determine if you have a case and help to get the maximum compensation that you are due.

Myth 7 – Plaintiffs Have Multiple Opportunities to be Compensated

A personal injury claim that has been heard in court and a settlement reached is final. Additionally, if you agree on a settlement amount, you waive the right to seek out further compensation.

Myth 8 – Larger Settlements are Offered if You Hold Out

Many people believe if they do not accept a settlement offer that they will be offered a larger settlement. This sometimes works; however, it can also backfire. A personal injury lawyer Corpus Christi will work with you to help negotiate the best settlement without taking the chance on holding out on a larger settlement that may not be offered.

For more information on personal injuries and related content, visit our blog. If you would like to speak with a personal injury lawyer Corpus Christi professional, contact us today by giving us a call. (361) 882-5605

The Causes Of Temporary Paralysis With A Corpus Christi Personal Injury Lawyer

A Corpus Christi Personal Injury Lawyer Talks About The Causes Of Temporary Paralysis

Paralysis is a condition that causes a loss of sensation or function to an area of the body. This can occur if you sustain an injury or have a medical condition. One of the most common reasons for temporary paralysis is a brain or spinal cord injury. Certain types of paralysis can be irreparable, such as an injury to the spinal cord. At other times, the paralysis can be temporary. Unlike paralysis that is due to a physical injury, temporary paralysis can be treated when you seek out medical help early, which is why it is essential that you seek out treatment should you experience any type of temporary paralysis. If you have a traumatic spinal cord injury due to the negligence of another person or a company, a Corpus Christi personal injury lawyer can help.

Understanding Temporary Paralysis & Personal Injury

Temporary paralysis can be due to a genetic condition, which can leave you susceptible to temporary paralysis following an exposure to certain triggers. These triggers may include excitement, traumatic experiences, extreme temperatures, stress, and hunger. Temporary paralysis episodes result in the inability to move certain parts of the body or extreme weakness of certain body parts. If you experience temporary paralysis, it is essential that you immediately seek out medical attention. Your medical provider will work with your to obtain an accurate diagnosis and develop a treatment plan to help you avoid more episodes of temporary paralysis. There are three different types of periodic or temporary paralysis, including:

Hypokalemic Periodic Paralysis

This condition is inherited and involves the sodium channels in the membranes of the muscles becoming impaired. Furthermore, sufferers often have low potassium levels in their blood. this can cause muscle weakness that only affect certain muscle groups or it can cause complete impairment of the arms or legs.

Paramyotonia

This congenital never problems prevent muscles from relaxing after they have contracted. This paralysis occurs in the nervous system.

Andersen-Tawil Syndrome

Andersen-Tawil Syndrome is a rare genetic disorder that disrupts the flow of potassium to the skeletal muscles and heart. In addition to periods of temporary paralysis, sufferers often experience persistent weakness.

Treating Temporary Paralysis

There are several different treatments and therapies that can be used to treat the different types of temporary paralysis. However, in order to develop an appropriate treatment, you must receive an accurate diagnosis. Your doctor will typically perform a series of blood tests, including a DNA test. In addition to this, a Compound Muscle Amplitude Potential test will be used to help determine the type of paralysis the patient is experiencing. Treatment methods may include physical activity regiments, lifestyle changes, carbonic anhydrase inhibitors, oral potassium chloride supplements and thiazide to improve the patient’s kidney function to help the kidneys better retain potassium in the blood.

Corpus Christi Personal Injury Lawyer

If you have been injured in an accident and are experiencing temporary or permanent paralysis, visit your local doctor to obtain an appropriate diagnosis and treatment plan. Then contact a Corpus Christi personal injury lawyer to learn about the compensation that you may be due.

Meet the Corpus Christi personal injury lawyer. Make sure to Calling us today or contact The Law Offices of Jerry J. Trevino for legal representation! Check out our blog for more related articles

Corpus Christi Personal Injury Lawyer: Personal Injury Damages 101

A Corpus Christi Personal Injury Lawyer Gives You Insight On The Damages In Your Case For A Personal Injury

As a resident of Texas, there is a good chance that if you were injured as a result of an accident, that you will want to investigate the possibility of getting paid damages for the injuries that you have suffered. Have your friends or family members have given you various opinions on what they think “fair” damages might be if you started a case? That is perfectly fine, but they are not attorneys, and so they don’t have the legal training for understanding personal injury damage laws in Texas. Although they might want to help you, they might unwittingly provide you with unwise and false hopes and information that can result in you not getting the compensation that you deserve and need. If you find yourself experiencing a situation related to a personal injury in Corpus Christi, it is extremely important that you take action and contact a Corpus Christi personal injury lawyer to represent your case. You do not want to put a halt on this because the longer you wait the more complex things could get. You should consider checking out the Law Office Of Jerry J. Trevino. We are here to help you get through his hard time in your life.

Bad Experiences With Personal Injury Damages

There have been radical changes, referred to as “tort reform” that have taken place when it comes to personal injury damages. This has resulted in the value of personal injury cases in the state of Texas being adversely affected. For instance, court and medical bill submission process changes have hurt many innocent victims along with their families. Making matters even worse, there are groups (who receive funding from insurance companies) who warn against “frivolous lawsuits” and “greedy lawyers” which helps insurance companies retain money and gain more control. What is the actual truth? In the state of Texas, there are two major types of damages for individuals who have sustained injuries in a personal injury case. These are human damages and economic damages. You need to have an experienced Corpus Christi personal injury lawyer to help you with this complex area of the law.

Noneconomic Damages

These are noneconomic damages. For instance, “pain-and-suffering” damages that are suffered by a victim due to an injury, are human damages. It isn’t as easy to point these types of damages as economic damages and frequently they will vary from one victim to the next. In the end, the injuries are what determine what qualifies as human damage. When it comes to personal injury cases, one of the main issues is the injury must be personal to the victims and members of their families. Keeping this in mind, the “jurors,” or independent parties, are the ones who ultimately value injuries and losses. They don’t personally know the victim or the family members, and most likely won’t want to be in court. In the state of Texas, due to complaints from the pro-insurance groups, frequently jurors are suspicious about the testimony from the victim regarding damages. If an individual is injured, it can be hard for them to view the situation through the eyes of the jurors.

Common Noneconomic Damages:

  • Physical impairment results
  • Disfigurement results
  • Physical pain and mental anguish
  • Loss of Consortium
  • No longer enjoying life
  • Loss directly related to a person’s reputation
  • The personal injury alone
  • Suffering & Pain

Economic Damages

According to tort law in Texas, monetary damages are given to personal injury victims as financial compensation for the injuries they have sustained from an accident. Typically financial compensation refers to lost wages as well as medical expenses that are necessary for treating the injuries. If you were taken to the emergency room by ambulance and then requested more care from your doctor that would be eligible for financial compensation. Or, if you were so seriously injured that you could not work and lost wages as a result, those types of expenses also would qualify If you had other medical expenses such as testing, doctor visit charges, and medication that all were required due to the injury, they would also qualify. These charges will all fall under the economic damages category. To see if you have a potential case, check here.

Punitive Damages

At times, exemplary damages, which are also called punitive damages, may result. Politicians in Texas have worked to reduce or eliminate exemplary damages in the state of Texas. This has resulted in there being a much harder burden of proof that must be med, and most cases don’t meet the conditions for submitting for punitive damages. Therefore, the act of the defendant’s must be disgraceful in order for there to be a granting of punitive damages.

Call or contact Jerry J. Trevino for legal help today. Check our blog for related content.

 

A Corpus Christi Work Injury Lawyer Lays Down Everything You Need To Understand About Workplace Accidents

All You Need To Know About Workplace Injuries With A Corpus Christi Work Injury Lawyer

In the state of Texas, an employer has a responsibility to provide a secure work environment for staff members. This can include providing elements such as proper equipment, adequate training, and sufficient personnel for the occupation. The majority of employers in Texas provide workers with compensation insurance providing money for coverage of medical bills and lost wages should the worker be injured. Employers using these compensation insurance packages are known as subscribers. Make sure to check out the Law Office Of Jerry J. Trevino.

Injured While On The Job

Other employers may opt to forgo provision of workers with workers compensation coverage and these employers are known as nonsubscribers. Typically, if a staff member is injured while on the job, the company using workers compensation insurance packages place the treatment of the employee’s injury against the company; however, this will be restricted to the worker’s compensation benefits. This is beneficial because it helps the worker pay medical bills, but it is disadvantageous because of the pain-and-suffering element and the disability payment is pitiful. To see whether you have a case, click here.

Nonsubscribers Of Workers Compensation Program

Texas employers who are nonsubscribers regarding the worker’s compensation program take risks because if a staff member is injured at work he or she has the legal right to sue the employer for workplace negligence, as well as causing the injuries or damages. In some cases, having the legal right to pursue an employer and collect from the company for serious injuries can be different items as it is rare that on-the-job injuries are caused exclusively by the employer covered by insurance instead of workers compensation.

Third-Part Claims in A Workplace Accident

One issue that needs to be considered when evaluating a serious workplace accident is the potential for third-party claims. Third-party claims can arise when the workplace injury is a result of the negligence of fault of another party other than employees or the employer. For example, on a construction site where an accident is caused, the accident may be a result of a third-party contractor or a situation where a dangerous product was accessed. In these cases, the third-party claim will result in companies sharing responsibility for causing the injured party harm. It is essential for serious injuries that the injured party discover immediately whether or not the worker has workers compensation insurance coverage or if other companies are responsible for the accident. This information can be crucial in deciding the different solutions and alternatives available to a victim of a workplace accident.

Legal Analysis

The majority of construction site accidents tend to include several contractors, entities, and people who control work being done during construction. The work site is highly significant as a factor for legal analysis after an on-the-job injury claim. OSHA regularly investigates different serious injuries or fatalities occurring at workspaces; however, OSHA will often allow companies guilty of safety violations resulting in accidents to enter plea agreements that are inadmissible in these types of civil cases. While doing this is a disservice to the Corpus Christi work injury lawyer and the injured party’s family, it is potentially the best method to analyze a crime scene given the inadequate amount of funds provided to the OSHA. Worker safety is a factor that needs to be a priority for all employers and employees, particularly with the different entities regulating staff security in the state of Texas.

Meet our wrongful death attorney in Corpus Christi. Make sure to Call or contact The Law Offices of Jerry J. Trevino for legal representation! Check out our blog for more related articles

A Personal Injury Lawyer In Corpus Christi Explains What To Do If You Are Involved In A Slip And Fall Accident

A Personal Injury Lawyer In Corpus Christi Explains What To Do If You Are Involved In A Slip And Fall Accident

Slip and fall injuries are common occurrences. Every year there are thousands of claims that are made. Victims often suffer life-altering, serious injuries or even wrongful death in some cases. Catastrophic results are often caused by such things as construction site defects, wet floors, and unlit stairwells. It is essential to know what you should do in case a slip and fall accident occurs, You should consult with a Corpus Christi personal injury lawyer in order to determine whether or not you are owed any damages due to the negligence of a business or property owner. If a loved one or yourself has been involved in a slip and fall injury and you aren’t sure what to do or have unanswered questions, then contact us or give us a call today at (361) 882-5605.

General Information About A Slip & Fall Work Injury

When it comes to slip and fall accident, there are many different kinds including shower and bathtub falls, sidewalk falls, parking ramp falls, falling from a balcony or terrace, stairway accidents, and slippery surface falls, among others. Property owners are responsible for keeping their properties in a safe condition for anyone who is invited onto their properties. If it can be proved that a property owner has been negligent or was aware or should have been aware of a defective or dangerous condition that was the cause of a slip and fall accident, then you can be compensated for the injuries you have incurred. Each slip and fall accident is different, so that is why you should hire an experienced and skilled slip and fall attorney.

Did The Property Owner Use Reasonable Care To Prevent Personal Injuries?

Was common sense used by the property owner? Was there anything that was dangerous that the property owner should have been aware of? Was reasonable are used by the property owner in order to keep their property safe? Answers to those questions will definitely be considered by a jury and judge. If a property owner is careful about keeping their property clean and safe, then most likely they will have demonstrated “reasonable” care. The following are some of the initial questions that you can ask to help you determine whether or not a business or property owner might be liable for the injuries you have sustained:

  • Did you slip in an area that was wet or trip over an uneven or broken part of floor or carpet? If so, did this dangerous condition exist for a long enough period of time that the owner should have been aware of it?
  • Have any accidents occurred there in the past?
  • Is there an established schedule for regular repair, cleaning, and maintenance of the property? If so, does the owner have proof that this regular maintenance has been done?
  • If you slipped on or tripped over something that was left or placed on the ground, were there any good reasons for this item to be there? If so, but the reason was no longer valid, could that object have been covered, removed, or been made safe in some other way?
  • Could the object have been located in a safer place?
  • Could a barrier been put up to warn individuals of potential dangers?
  • Was there any broken or poor lighting that contributed to your accident?

If you answered yes to any of these questions, you might have a valid compensation claim. However, you need to keep in mind that you also need to consider whether or not the actions that you took contributed to the accident as well. If you are wondering whether you have a case, check out our website for more information. 

Collecting Evidence Of Your Slip And Fall Work Injury

We recommend that you take the following steps whenever possible:

  • Photographs. Take photos of the accident scene, your shoes, and clothing, any scrapes, cuts, or bruises, or any required casts or stitches to document your injuries.
  • Accident Report. If your injuries are suffered inside of a store, whether it is a grocery store or department store, be sure that an accident report is filed. Ask to speak to the manager. Your version of what took place during the accident will be documented by the manager. This will be very valuable in representing your injuries. Be sure to obtain a copy of your accident report before leaving the store if possible.
  • Evidence. It is strongly recommended that you save any items that might have caused your fall. If you, for example, you tripped over a vegetable or piece of fruit, then put into a plastic bag and place it in your freezer. It is also a good idea to safeguard whatever shoes you had on when you fell. You can put them inside of a plastic bag and then taped shut so that any matter that is stuck on your shoes is preserved.

If you cannot obtain statements or take photos, an attorney from the Law Office of Jerry J. Trevino can obtain as much of this information as possible. Just keep in mind that it is a lot more difficult to obtain information house or even days, weeks and months after your injuries have started to heal and the accident scene is cleaned up. Although your injuries will be documented in your medical records, statements and photos will prove very valuable when they can be presented to a jury.

Falling Down Stairs – Personal Injury

Our personal injury attorneys have had numerous accident cases that were caused by broken or defective stairs. Property owners are responsible for ensuring that all steps have the exact same depth and rise and have visible edges. Stairs also must be kept free of obstacles and debris that can cause accidents. A property owner also has the responsibility for ensuring all stairwells have sturdy handrails and are well lit. All of us are responsible to watch and be careful where we are going. A property owner, however, must show reasonable care.

Call or contact The Law Offices of Jerry J. Trevino for legal representation! Check out our blog for more related articles.

What To Do Following A Corpus Christi Auto Accident

Steps To Take After The Other Driver’s Insurance Adjuster Calls You Following An Auto Accident

One of the most common questions that we get asked every day from people who call in for consultation following a car accident is did I mess up by speaking to the insurance adjuster? The first thing to note here is that other than determining exactly what occurred during the crash, there isn’t any requirement or rule that an injured individual has to provide the adverse insurance company with a statement.

Many adjusters attempt to bully their way into getting a recorded statement. They will claim they can’t process the claim unless they have one, or that the file will be closed if they don’t have a recorded statement. Those types of statements can intimidate personal injury victims who then end up giving them a recorded statement that may be used against them. The statements are given to somebody who is trained to taking statements in order to gather information that can be helpful in defending a case against the victim.

Adjusters are often sent to classes by their insurance companies to learn how to get useful responses to help to defend the case. Although an adjuster might be just attempting to collect information, there are some adjusters who are definitely trying to create a defense by asking certain questions.

A Texas court recently ruled that oral settlement agreements from record statements can be enforced against a victim. If the opposing adjuster contacts you and you have serious injuries that you sustained in the accident, at a minimum, you should consult with a car accident lawyer Corpus Christi before you give a recorded statement.

A majority of claims are separated into personal injury and property damage. One adjuster handles the personal injury claim while the property damage is handled by a different adjuster.

Property Damage

It can be a lot simpler to deal with property damage if the guidelines below are followed:

If your car can be repaired, take it to a reputable shop to have it properly fixed and allow the shop to directly deal with the adverse insurance company about the costs.

If you have a totaled vehicle, go to your dealer or online to obtain a realistic value for the car and be prepared with those facts when you discuss with the adjust how much your vehicle is worth. There will be an increase in the fair market value to include the license fees and title tax which the insurance company is required to reimburse you for as well.

Personal Injury

We advise victims to never consider any sort of payment or settlement when they are being treated still for their injuries. With very serious accidents, frequently insurance companies will push for early settlements to shift the risk of loss on extended treatments from them to you. A quick settlement isn’t ever a good idea.

If you still are experiencing problems and haven’t seen a specialist, don’t assume your injury is what the emergency room diagnosed it to be. There are more sophisticated tests like MRIs and CT scans that can reveal diagnoses that were not available to emergency room doctors because most sophisticated test procedures were not run. Be very wary about questions regarding “all of your injuries” at the time that the adjuster inquires when you don’t even know how extensive your injuries are. You are not a physician and emergency room treatment isn’t for ongoing help. It is for emergencies. Don’t get trapped into telling an adjuster about your injuries when you don’t know how extensive they are.

If you do provide a recorded statement understand that everything that you say can be used against you in your trial. A recorded statement can’t help you but can definitely hurt you at the trial.

If you feel obligated to provide the adjuster with information about the accident, consider refusing to give a recorded statement and allow the adjuster to take notes instead. The chances are much less that it will be used against you since the adjuster would need to appear as a witness at the trial.

Causation of Your Accident

One thing that adjusters always ask about in a recorded statement is to question how you perceived the accident. They often will ask you leading questions like “when did you first see the other car?” or “when did you first step on the brakes” or “what types of invasive actions were taken by you?” In all of those cases, they are making assumptions about facts that might not be accurate. They are obviously hoping to get admissions from you that can help them shift at least part of the responsibility for the crash to you.

Texas is a jurisdiction that uses comparable responsibility, which means that everyone’s actions get measured in order to determine fault in an accident. Any negligence that is attributed to a victim will tend to reduce the amount of money the can recover in their case.

Useful Tips

Do not provide the adverse adjuster with a recorded statement. If you feel obligated to provide the adjuster with information, insist that it not be recorded and be taken orally instead.

If your car can be repaired, let the shop to directly deal with the adverse insurance company about repairs and payment.

If your vehicle is totaled, be prepared with a valuation amount based on facts that support your vehicle’s valuation.

Don’t consider a settlement when you are being treated still for your injuries unless the statute of limitations is about to expire.

For more related articles, visit our blog. Call us now or contact our firm today for immediate assistance.

The Different Auto Insurance Policies You Should Look Into For Protection

The Two Types of Auto Insurance Texas Families Should Have

In the state of Texas, automobile insurance is nothing short of disastrous. Insurance costs continue to go up while claim amounts paid continue to go down. Insurance companies are profiting off the backs of hard-working families and there is a good reason why. Most people are simply not aware that Texas is home to some of the highest auto insurance premiums in the country. Besides this, Texas insurers are some of the least generous when it comes to paying out claims.

When automobile insurers become profiteers, it is the families and the people of the state who fast become the losers. There are states in the US that take a very proactive role at requiring insurance companies to pay out certain amounts on the money paid into premiums. An approach like this does several things. The main one is keeping auto insurance prices down while simplifying the claims handling process for people in need.

The odds of getting into an accident with an uninsured driver in Texas is greater than in many other states. This is why it is important to have the two types of insurance coverage described below.

As mentioned above, Texans can get relief from high-cost auto insurance by making insurance companies pay out higher premium dollars collected when customers make claims. Aside from this, you have to protect your family against getting into accidents with uninsured motorists.

Uninsured Motorist Coverage

Uninsured motorist insurance coverage provides the protection needed in the event you get involved in an accident with an uninsured or underinsured motorist. There are many people who buy auto insurance just to get their vehicles licensed. Once this objective is met, they stop making payments and void their coverage altogether. In Texas, there are approximately 1.6 million uninsured drivers.

This number falls somewhere in between the upper percentage of all states. But, the number of people residing in Texas make the odds of getting into an accident with an uninsured driver a likely possibility. This is why It is crucial to buy uninsured motorist coverage. It is one way to protect your family against getting into an accident with an uninsured or underinsured individual.

PIP Or Personal Injury Protection

This form of protection may cost extra but it is extremely valuable if you get in an accident and have to pay medical expenses out-of-pocket. It helps if you lose wages following an accident. In fact, PIP protection is very helpful for lost wages because once your employer verifies your income, the insurer will reimburse you up to 80 percent of your limits.

There are also insurers that will pay medical coverage but it may not be as good as PIP. This is because the med-pay coverage requires being paid back once you collect money from the individual responsible for the accident.

If you need more information about this, contact an auto accident lawyer Corpus Christi. Make sure to meet with your insurance professional once a year to assess your needs and get a new quote for coverage.

Call our firm to talk to someone about your auto accident case. Our firm is here to help!

The Perks Of Hiring A Professional Personal Injury Attorney In Corpus Christi

Four Reasons Why You Should Hire A Professional Lawyer

Injuries and accidents occur frequently in Texas. We our definitely very aware of this. Our injury attorneys in Corpus Christi have worked with hundreds of accident and personal injury victims. Our many years of experience compels us to stress how important it is to seek medical attention after an accident and to find a reputable personal injury lawyer in Corpus Christi Texas to help you. So why do you need to hire a professional lawyer to assist you with a personal injury case” Here are some of the most important reasons:

1. Evaluation and Guidance

Following an accident, you will most likely be under a tremendous amount of confusion and stress. You may wonder what you need to do. Most likely everyone around you will be trying to give you advice on what your next steps should be. Unfortunately, you might get stressed out even more by all of the information. You need to have guidance from a professional injury lawyer. Our team here in Corpus Christi, TX has the experience and knowledge needs to help guide you through the entire process.

Insurance and personal injury law are very complex fields that are full of tricky procedures. Trying to handle these issues on you own will just increase your stress level. Our personal injury attorneys in Corpus Christi, Texas will guide you throughout your entire case and explain to you what you can expect throughout the process. Another thing that a professional injury lawyer can do is carefully examine the damage that has been done and make sure your insurance benefit is maximized.

Insurance companies will try nitpicking and doing whatever they can to limit the amount of benefits they have to pay to you. Our Corpus Christi injury attorneys are all well aware that insurance companies are more interested in making money they they are paying out on policies. If you are getting the run-around from your insurance company. Give the Law Offices of Jerry J. Trevino a call today.

2. Connections With The Medical Profession

One of the many perks you receive when hiring our Corpus Christi injury attorneys is the medical references and connections that we can provide. Most attorneys who practice personal injury in the state of Texas can provide you with recommendations when it comes to treatment providers and physicians that can help you and alleviate your pain.

3. Protection

When you hire a personal injury lawyer it will help to ensure you are protected against dishonest insurance companies and also from being taken advantage of from not having all the necessary knowledge. For instance, our injury attorneys in Corpus Christi use their knowledge and experience to fight as hard as we can against insurance companies in order to get our clients the best compensation possible. Although a majority of personal injury cases get settled prior to going to court, there are still plenty of personal injury cases that do end up going to court. Our Corpus Christi personal injury lawyers have extensive experience in litigation and filing lawsuits if an insurance company tries to skimp out and fail to offer fair compensation. Following an accident, the very last thing that you need to have happen is for an insurance company to take advantage of you. Get the protection you need by contact a personal injury lawyer.

4. Burden Relief

Finally, hiring a personal injury law can bring you relief. Instead of having to do all of the paperwork, speaking all of the parties involved and insurance companies, recall evidence and file claims, when you hire a lawyer they can do most of the work for you. Also, a majority of personal injury attorneys, such as our Corpus Christi injury lawyers, work on a contingency basis, which means you don’t pay anything unless you win your case.

After being injured, you need to focus on getting treatment and healing. You have just been through a very traumatic experience and stressing yourself out won’t do you any good. You will benefit greatly from hiring a personal injury lawyer.

If you were injured during an accident, your claim might be weakened significantly if you fail to take the right steps. Please call or contact our Corpus Christi injury lawyers so we can help you with your case.

Why A Personal Injury Lawyer In Corpus Will Not Take Your Case

Wondering If You Even Have A Case and If It Will Be Enough To Contact A Personal Injury Attorney

At times people approach a personal injury lawyer in Corpus Christi with the firm belief that they have a strong case, only be disheartened when the attorney fails to take the case. Sometimes, the plaintiff may have a valid lawsuit but cannot find a lawyer who is willing to accept the case. In light to this, below are some of the reasons behind why an attorney may opt not to offer you the legal assistance you want.

How The Accident Occurred

The lawyer will look into the nature of the accident; its cause and other issues that point out who is to be held accountable. The aim is to see is there was a breach of a legal duty and hold the perpetrator financially accountable. Whether the accident occurred on a premise or the injuries are serious is not a chief concern, but such matters are still taken into account. For instance, you are involved in a car accident where your vehicle was hit by another driver yet you had yielded to the right-of-way. The individual at fault for the accident will be a matter that a judge or jury in Texas will determine and put to question. For your personal injury claim to be viable, you must prove beyond reasonable doubt that the other party is at fault and their contribution to the incident is not less than 51%. If you have partly to blame, the personal injury lawyer may decline your case because the settlement may become null-and-void or be significantly reduced based on the degree of your fault.

If the accident was caused by governmental entities, then the attorney may decline to take your claims to court because such entities in Texas enjoy governmental immunity. So, the lawyer will seek to determine the legal responsibility of those at fault and establish if the case has promising chances of an assured win.

The Injury Is Not That Serious

“I could have been killed” is not a statement that increases your odds of a win when your case is put before a jury in Texas.The same applies when you try to implore the attorney to appreciate that your claims are a matter of principle; it just won’t cut it for the lawyer.

The attorney will look for damages as a measure of the recovery expected when taking up the case.

Damages deemed to be speculative, be they physical or of a financial nature do little to help you obtain the services of a lawyer. The nature and extent of your injuries are often a priority for the success of your case. A personal injury lawyer in corpus often will pass on a case if the injuries are minor because the momentary compensation is most likely to be minimal. The attorney will analyze the case to determine the cost of developing a testimony that proves you are not to blame for your injuries. The lawyer will decline your case if the cost of the depositions is likely to be higher than the expected returns of winning the cases.

If You Have Talked to Many Other Lawyers

It is important to choose the right attorney when filing for personal injury claims, the lawyer you choose should have the experience in the personal injury cases and is professionally sound, and a meets your needs.

However, most attorneys will turn down a client if they sense the client wants to move forward with the case because they obtain information that enlightens them on the value of the case.

Lawyers often refrain from giving clients the value of the case before they can determine all the facts that pertain to the case and this includes insurance coverage availed to the defendant.  It is unwise for lawyers to place a value on a claim after hold on a single consultation with a client.

A personal injury attorney may decline your case if it was dropped by another lawyer or law firm; this may be from a liability point of view or due to what the attorney considers as unreasonable expectations.

The Economic Impact Of Pursuing

The Case Lawyers in Corpus Christi take up personal injury cases on a contingency fee basis, and it often pushes the attorney to make financial judgments with every case they opt to take. The financial judgments are from a business perspective and are often based on the time the lawyer projects to spend handling the case, the personal expense incurred to develop the case, and the expected monetary award.

Attorney’s fees for services rendered are paid by the hour, accounting for every minute spent handling a case. Clients pay an upfront fee for the expenses incurred during the case, and the lawyer will get his or her due whether the case is won or lost. A particular issue that often arises is when the victim of the accident sustains substantial injuries that lead to a huge medical bill, all this while having a case filled in court. It is a matter that may arise if the injured person has an insurance coverage that cannot meet the hospital expenses, and the lawyer can push for the client to receive an initial award as the case proceeds.  In short, a personal injury lawyer in Corpus Christi takes cases on a contingency fee basis. Therefore, the lawyer offers services from a business perspective meaning they can accept or decline a case after taking into account the likelihood of losing as well as the expense ( both time and money) of taking up the case and the possible rewards if they win the case.

Call or contact The Law Offices of Jerry J. Trevino for your free case consultation today!