Getting involved in a car accident brings enough stress on its own. Between repairs, doctor appointments, and interruptions to your routine, hiring an attorney is likely the last thing most people want to deal with.
That’s why many accident victims in San Antonio try handling claims directly with the insurer. However, insurance companies delight when you opt out of representation – because it saves them money, not you.
For over three decades at The Law Offices of Jerry J. Treviño, we’ve shielded San Antonio car accident victims from exploitation by claims adjusters. Understanding why representation is pivotal can mean the difference between a low offer and fair reimbursement.
How Insurers Stack the Deck Against Policyholders
Insurance firms operate as businesses. Their goal: minimizing payouts in claims, even when you bear no fault. They may seem helpful on calls, but make no mistake: teams of adjusters and attorneys are trained to safeguard corporate gains.
Some of their go-to methods include:
-
Swift Settlement Bids
Quick cash offered shortly after the collision — before understanding your long-term needs. Amounts often fail to cover medical costs, lost income, or suffering. -
Recorded Statements Aimed to Entrap
Adjusters may subtly steer you into admissions that later void your claim or assign more blame. -
Blaming You for the Accident
Even if another driver is responsible, insurers often suggest you partially or predominantly caused the collision. In Texas, fault over 51% blocks compensation. -
Prolonging Your Claim
They recognize your urgent need for funds — exploiting it so you’ll accept an undeservedly low settlement. -
Diminishing Your Injuries
They frequently downplay injury severity, debate treatment necessity, and imply preexisting conditions. -
Dissuading Legal Representation
They deceptively suggest going without a lawyer is faster and easier, but victims with legal counsel virtually always receive more compensation.
Empowerment Through Retaining a San Antonio Car Collision Attorney
Hiring a trusted, experienced car accident attorney in San Antonio, Texas transforms the interaction. Level discussions replace opportunism.
This firm assumes responsibility for:
-
All interface with underwriters
-
Obtaining and safeguarding relevant records (medical, police, eyewitnesses)
-
Engaging specialists (accident analysis, physicians)
-
Calculating precise entitlements, including future costs
-
Forceful negotiations maximizing reimbursement
-
Litigating disputes permitting restorative justice
Unlike some big firms, Jerry J. Treviño possesses genuine courtroom experience locally, successfully fighting unreasonable denials.
What Types of Reparations Are You Qualified For?
Many crash victims fail to realize the true extent of what they deserve. A capable claim can include:
-
Medical bills (ER visits, follow-ups, therapy sessions)
-
Potential future medical procedures or rehabilitation
-
Lost income if incapable of work
-
Diminished earning potential if injuries impact long-term job prospects
-
Affliction and suffering
-
Mental anguish or PTSD
-
Property damage (your vehicle and belongings)
-
Disfigurement or disability if wounds are permanent
We also assist in recovering wrongful death compensation for families who’ve lost loved ones in grave accidents, including:
-
Funeral expenses
-
Loss of companionship
-
Anticipated financial support
The Hazards of Consenting Without Legal Guidance
Once signed, a settlement can’t be taken back or altered. Even if your condition worsens, the agreement stands.
The risks of proceeding solo:
-
Being deceived into admitting fault
-
Receiving far less than deserved
-
Missing damages that could be claimed
-
Waiving the right to sue later
-
Allowing important deadlines to expire (statute of limitations)
We’ve helped hundreds of clients avoid these mistakes and secure full and fair compensation because they contacted us before signing anything.
Real Client Achievement Story (Anonymized for Privacy)
A San Antonio delivery driver was rear-ended near Loop 410.
-
The insurer offered $6,500 before any medical examination.
-
He contacted us.
-
We guided him through care, compiled evidence, and filed a strong claim.
-
Six months later, we negotiated a $75,000 settlement, covering all medical costs and lost earnings.
This common story shows that simply accepting the first offer is unwise. Insurance firms aim to minimize costs; questioning lowballs is in your best interest.
Modified Comparative Negligence in Texas
Texas follows modified comparative negligence.
-
If your fault exceeds 50%, no recovery.
-
Otherwise, damages are reduced proportionally to your share of fault.
Example:
A $100,000 award with 20% blame = $80,000 recovery.
Alone against an insurer, error risks are greater.
Representation shields you from exploitation.
Common Queries Regarding Injury Claims
-
Does hiring an attorney delay my claim?
No. Attorneys often hasten resolution by stopping insurer procrastination. -
Can I still get a lawyer after starting the process myself?
Yes. Past actions do not prevent reassessment or redirection. -
Will we need to go to trial?
Rarely. But we prepare every case as if trial-bound, fortifying negotiation leverage. -
What about costs?
No upfront costs. We only collect fees if we win your case.
Take Action to Protect Your Rights
Following a collision, the insurance entity already maneuvers to minimize payouts.
Permit us to safeguard your entitlements equally.
🌐 Visit mrpersonalinjurylawyer.com to learn how our experienced injury attorneys can help.
📞 Contact our offices today for a FREE consultation.
Do not let insurance companies bully or mislead you into an unfair settlement.
With over 20 years of aggressive client representation, we fight every step of the way to secure:
-
Justice
-
Medical bill compensation
-
Lost wages recovery
-
Pain and suffering reparations